2027 Enterprise Operations Development Program- Legal Management & Support Services (Foreclosure)

Overview:

The Customer Asset Management (CAM) Operations Development Program enables participants to gain in-depth professional and analytical experience and development of leadership and collaborative skills through a defined and customized immersive rotational program. Program participants will become technically proficient in core business processes within the CAM division.

Department Overview:

Foreclosure is the legal process in which M&T attempts to recover the amount owed on a defaulted mortgage loan by taking ownership of and selling the mortgaged property. Typically, default is triggered when a borrower misses a specific number of payments, but it can also happen when the borrower fails to meet other terms in the mortgage document. M&T exercises extreme care and due diligence to ensure that all other options to remedy the default have been exhausted before proceeding with the foreclosure action. Our teams are structured to ensure we comply with a vast array of regulatory and investor requirements in the most efficient manner. We are expert risk managers and we are considered best in class at what we do, particularly with FHA loans, which make up the majority of our portfolio.​​​​​​​

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Foreclosure Teams under Ashley Misener:

Consumer Foreclosure

Contested/ Litigation/Mediation

Foreclosure Milestone

Timeline Control

Primary Responsibilities:

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required:

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years' work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

Location