Payment Expert - Card issuing, acquiring and processing

Job Description:

Pluxee, the new brand with more than 45 years of global experience and 20 years in Uruguay, opens up a world of opportunities for you.

Pluxee helps companies attract, engage, and retain talent thanks to a broad range of solutions across Meal & Food, Wellbeing, Lifestyle, Reward & Recognition, and Public Benefits.

Present in more than 20 countries, Pluxee is the leading company in providing business solutions for employees, creating opportunities for everyone. In response to new market trends and changes in the work environment, we address individuals’ needs for well-being and personal fulfillment. We are an innovative, digital brand that reflects our vision, ambition, and position in the benefits and incentives market. Our business philosophy is focused on delivering an excellent user experience—a space where consumers, clients, and companies gain more of what truly matters: employee engagement.

🚀 Your next challenge
In the context of its transformation, Pluxee is relying on its Payment Competence Center, as a strategic initiative, to ensure universality of payment solutions and optimize issuing and processing capabilities. An opportunity for an experienced Payments Business Expert to join our real-time payments processing team. We need someone with a detailed real-world understanding of payment systems gained in a bank or similar financial institution. Experience with faster/instant payments is highly desirable.
The Business Expert will work in the Scrum Team as a Payment Gateway Product Owner and will take ownership of detailed analysis for specific features of the product. Defining the required functionality will involve liaison with end users, Clearing and Settlement Mechanisms, and other 3rd parties, so the candidate must be client-facing with excellent communication skills. This is an active, hands-on position in a rapidly evolving setting. The ideal candidate will exhibit both initiative and drive, while also maintaining their commitment to teamwork. As a key member of the Digital Payment Assets team, this role is instrumental in advancing the delivery of the roadmap for various Global Payment Assets employed by BRS entities.

What you’ll be doing:

• Main responsibilities of the position will include:

• Translating user stories into comprehensive deliverables that capture the scope and business value as determined by the lead Digital Asset Owner.

• Performing in-depth analysis for each user story to ensure a thorough understanding of its components.

• Engaging closely with the development team to provide clear explanations of stories and ensure that acceptance criteria are explicitly defined and understood.

• •Offering domain-specific support to the development team throughout the development phase as necessary.

• Participating acively in daily stand-up meetings to maintain alignment with the team’s objectives and progress.

• Facilitating the agreement and sign-off of business requirements with the Product Owner or client.

• Identifying the scope for client implementation features and establishing precise acceptance criteria.

• Organizing and leading kick-off sessions to walk delivery teams through client implementation features.

• Presenting demonstrations of each feature upon its completion to stakeholders.

• Consistently managing the user story backlog to prioritize features effectively.

• Keeping a prioritized input queue for squads to ensure a focused and efficient workflow.

🌟 You’re a match

Skills/Experience:

• Keen understanding of industry developments and their impact on the Payments landscape.

• Proficiency in constructing UML diagrams, including Sequence Diagrams and State Diagrams, using modeling tools or Visio.

• Expertise in crafting and refining User Stories in line with industry best practices.

• A track record of working within a Kanban or Scrum software development framework, with a consistent emphasis on the delivery of business value.

• Exceptional analytical abilities and attention to detail – the candidate should be adept at methodically dissecting a problem and identifying as well as resolving any contradictions or uncertainties.

• Hands-on experience with multiple retail Payment Schemes such as SCT Inst, SEPA, FPS, RTGS, etc., is preferred.

• Comprehension of ISO8593, ISO20022 payment messages, schemas, and the application of specific fields within those messages is advantageous.

Profile:

• Experienced Payments professional with successful track-record in similar position, in an international context;

• Solid experience of prepaid product management and issuing / processing; Strong analysis and synthesis abilities;

• Understanding of our different stakeholders journeys (Clients, Consumers, Merchants);

• Ability to work with many partners (internal + external), including remotely (via conference call, web and video conference);

• Proactive and initiative minded;

• Relevant business / computer science degree or relevant experience;

• Excellent written and verbal communication skills;

Languages:

• English advanced

Competencies:

• Adaptability (Competent)

• Attention to Detail (Competent)

• Communication (Competent)

• Data Analysis (Competent)

• Financial Acumen (Competent)

• Legal and regulatory expertise (Competent)

• Payment Processing (Competent)

• Process Improvement (Competent)

• Stakeholder Management (Competent)

📍 Your location
Montevideo, Uruguay
 
☀️ Happy at work
1) A meaningful job: Be the change! Help us build the future of employee benefits by bringing to life sustainable and personalized experiences and contribute to make a real impact on millions of lives. Our business model delivers not just for individuals but their communities too, by supporting local businesses and economies.
2) A great culture: People matter – a lot! Be part of a multicultural team that moves as one in a fast paced and innovative environment. We respect and care authentically about our people, we embrace wellbeing and work-life balance, new ideas and we have a lot of fun!
3) An empowering environment: Be yourself! At Pluxee we proudly embrace diversity and value the uniqueness of our talents, fostering an inclusive work place where all abilities are celebrated, and equal learning and growing opportunities are a given.