Finance Director

The Finance Director will oversee financial planning, reporting, budgeting, cash flow management, financial modeling, and financial controls for the company's operations in Mexico.

This role requires a highly analytical and strategic professional capable of supporting rapid business growth in a dynamic startup environment. The Finance Director will play a critical role in developing and maintaining financial models, evaluating business performance, supporting funding strategies, and providing data-driven insights to support decision-making during the company's launch and growth phases.

Key Responsibilities

Financial Modeling & Business Planning

• Develop, maintain, and continuously refine comprehensive financial models to support business planning and strategic decision-making.

• Build financial models from scratch and update assumptions regularly to reflect evolving business strategies, pilot results, market conditions, and growth initiatives.

• Lead consumer lending portfolio modeling, including loan origination, repayment behavior, portfolio performance, and profitability analysis.

• Develop risk-adjusted financial projections and support risk modeling initiatives in collaboration with Risk Management teams.

• Model and evaluate funding structures, including equity, debt facilities, and alternative financing arrangements.

• Maintain integrated three-statement financial models (P&L, Balance Sheet, and Cash Flow Statement) to support forecasting and scenario analysis.

• Apply strong analytical judgment in situations with limited historical data, developing assumptions and evaluating their impact on future business performance.

Management Reporting & Performance Monitoring

• Design and implement management reporting frameworks aligned with headquarters and investor requirements.

• Establish processes to track actual financial performance against budgets, forecasts, and financial model assumptions.

• Develop dashboards and reporting tools that provide visibility into key business and financial drivers.

• Present variance analyses and actionable recommendations to senior management and stakeholders.

Budgeting & Forecasting

• Lead the preparation of annual budgets, rolling forecasts, and long-range financial plans across all three financial statements.

• Ensure budgets remain aligned with strategic objectives, growth plans, and operational realities.

• Develop scenario analyses and sensitivity testing to support strategic planning and resource allocation decisions.

Unit Economics & Investor/Stakeholder Support

• Develop and maintain unit economics models to evaluate profitability, customer acquisition efficiency, portfolio performance, and business scalability.

• Build analytical tools, business cases, and financial materials to support pilot evaluations and strategic decision-making.

• Prepare presentations and financial analyses to support discussions with shareholders, board members, investors, lenders, and other key stakeholders.

• Support the defense and validation of business assumptions through data-driven analysis and financial insights.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field.

• CPA preferred.

• 7+ years of experience in finance leadership roles.

• Experience in startups, lending, financial services, or high-growth companies preferred.

• Strong analytical and financial modeling skills.

• Advanced Excel and reporting capabilities.

• Advanced English