Investment Associate - Lloyds Living

End Date

Salary Range

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Flexible Working Options

Job Description Summary

Job Description

We are seeking an Investment Associate to join the Lloyds Living Investment Team. The role will support the evaluation, approval and execution of residential real estate investments, working closely with Investment Managers and colleagues across Finance, Development, Asset Management and Operations.

The successful candidate will combine strong analytical and financial-modelling skills with commercial judgement, attention to detail and the ability to communicate investment conclusions clearly.

Key responsibilities

• Support the preparation, evaluation and execution of real estate investment transactions across a range of acquisition and funding structures.
• Undertake financial modelling and investment appraisal, including returns analysis, sensitivities, scenario testing and assessment of key underwriting assumptions.
• Prepare high-quality Investment Committee papers, approval materials and supporting analysis, clearly summarising the investment rationale, financial returns, principal risks and recommendations.
• Coordinate inputs from internal stakeholders and external advisers, including legal, technical, valuation and agency teams, to support effective due diligence and transaction delivery.
• Conduct detailed site and location analysis, including demographics, local employment, housing demand, pricing, rents, affordability and comparable evidence.
• Analyse comparable transactions and market evidence to inform pricing, valuation and investment recommendations.
• Undertake market research and monitor relevant residential investment, economic and sector trends.
• Support the development and maintenance of investment models, underwriting tools, transaction trackers and portfolio analysis.
• Prepare clear, accurate and visually effective presentations for Investment Committee, senior management and other stakeholders.
• Present analysis and recommendations confidently, responding effectively to questions and challenge.
• Work collaboratively across the business and manage multiple workstreams to agreed deadlines.

Key experience and capabilities

• Previous experience in a real estate investment, transaction, corporate finance, valuation or investment-advisory role.
• Strong commercial acumen and an ability to identify the key financial, operational and execution considerations within an investment opportunity.
• Strong financial-modelling and analytical skills, with advanced proficiency in Microsoft Excel.
• Experience preparing investment papers, presentations or other decision-making materials.
• Strong Microsoft PowerPoint skills and the ability to translate complex analysis into clear, concise and persuasive presentation materials.
• Excellent written and verbal communication skills, with confidence engaging stakeholders across different functions and levels of seniority.
• Strong attention to detail and an ability to manage competing priorities and work effectively to demanding deadlines.
• A collaborative, positive and proactive approach, with a strong work ethic and willingness to learn.
• A genuine interest in residential real estate investment and the wider living sector.
• CFA, CAIA, ACA or another relevant professional qualification would be advantageous but is not essential.

Working style

The successful candidate will be analytical, commercially minded and highly organised. They will take ownership of their work, use initiative and work constructively with colleagues and external advisers to deliver high-quality investment analysis and transaction support.

This is a place for you… 

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We are committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need. 

We also offer a wide-ranging benefits package, which includes… 

• A generous pension contribution of up to 15% 
• An annual bonus award, subject to Group performance 
• Share schemes including free shares 
• Benefits you can adapt to your lifestyle, such as discounted shopping 
• 28 days’ holiday, with bank holidays on top 
• A range of wellbeing initiatives and generous parental leave policies 

Ready for a career where you’ll learn and thrive? Apply today and find out more. 

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.