Credit Review Officer – Vice President

Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You’ll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm’s risk culture.

As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase’s Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm’s commitment to prudent credit practices and regulatory excellence.

Job Responsibilities

• Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database
• Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients
• Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers
• Participate in portfolio review and problem credit meetings, providing insights and recommendations
• Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners
• Partner with credit risk management to communicate potential risks or control concerns identified during reviews
• Stay informed of regulatory developments and interpret their impact on WSCR portfolios
• Collaborate with internal stakeholders to support ongoing credit management and policy adherence
• Prepare concise, thorough written analyses subject to internal and external review
   

Required Qualifications, Capabilities, and Skills

• Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision
• Strong analytical and report writing skills
• Effective verbal communication with peers, stakeholders, and bank examiners
• Demonstrated planning, project leadership, and teamwork abilities
• Proficiency in Microsoft Office applications
• Bachelor’s degree or equivalent required
   

Preferred Qualifications, Capabilities, and Skills

• Graduate degree in a relevant field
• Experience with derivative and traditional loan products used by wholesale clients
• Familiarity with regulatory agencies such as OCC, FRB, or RBI
• Ability to interpret and apply regulatory developments to credit portfolios
• Experience working with global client portfolios
• Strong relationship management skills with internal and external stakeholders
• Knowledge of credit risk metrics and exposure measurement