Financial Analysis - Lending Product & Pricing - Vice President

Job Summary

Bring your analytical expertise to a role where your work directly shapes small business lending strategy. You’ll join a team that turns complex performance and pricing questions into clear, decision-ready insights. Partnering closely with Product, Risk, Credit Decisioning, Legal, and Compliance, you’ll help deliver well-governed pricing outcomes. If you thrive in ambiguity and enjoy building scalable processes, you’ll find meaningful impact here.

As a Vice President in Business Banking Lending Finance, you will support pricing analysis, forecasting, and management reporting across the retail lending portfolio. You will translate business cases into financial performance analysis, generating actionable insights that help leaders make informed decisions. You will contribute to initiatives from concept through implementation and ongoing monitoring, working closely with stakeholders to interpret results and shape key decisions. You will also identify opportunities to improve the efficiency of management reporting while maintaining strong governance and controls.

Job Responsibilities:

• Partner with Product, Credit Decisioning, and Risk leaders to shape lending pricing strategy from concept through implementation and ongoing performance monitoring.

• Develop and maintain financial analysis models and tooling in partnership with modeling teams, ensuring strong controls, clear documentation, and long-term sustainability.

• Support evaluation on relationship-based pricing and discount requests through economic analysis, including profitability, shareholder value added, and return on equity.

• Oversee core pricing economics by governing key economic, capital, and expense assumptions and delivering decision-ready analysis that informs product strategy and business cases.

• Maintain and refresh pricing parameters, including rate grids, floors and ceilings, segmentation, and other key pricing levers.

• Lead ad hoc analyses and deep dives on key business questions, including pricing tests that assess trade-offs across rate, volume, risk, and profitability and translate findings into clear recommendations.

• Maintain and improve, establishing clear performance insights and advancing modernization through data centralization, intelligent solutions, and user tools.

Required qualifications, capabilities, and skills:

• 7+ years of progressive experience in finance, analytics, pricing, or business management.
• Bachelor’s degree in finance, statistics, accounting, or a related field.
• Strong financial acumen and ability to solve complex problems using data-driven analysis.
• Proven ability to operate independently, manage multiple priorities, and deliver results in a dynamic environment.
• Strong stakeholder management skills with the ability to influence partners at multiple levels.
• Experience developing business cases and recommendations that connect analysis to decision-making.
• Proficiency in Excel and PowerPoint, with strong data analytics capability including data mining and manipulation.
• Excellent communication skills, including the ability to present clearly and tell a story with data.
• Demonstrated ability to improve processes, support automation, and partner effectively with product teams.

• Strong attention to detail with a well-organized, solutions-oriented approach.

   

Preferred qualifications, capabilities and skills 

• Experience with lending products and pricing, including rate grids, floors and ceilings, segmentation, and pricing parameter governance.
• Experience building financial models and analytics tooling with strong control standards.
• Familiarity with wholesale and retail lending portfolios and profitability frameworks used in financial performance assessment.