Business Lender Associate

Description

Summary

The Business Lender Associate activities will include calling efforts on prospective customers and commercial lending training. The Associate will work under the guidance of experienced loan officers and senior staff. This role combines business development, relationship management, and community involvement.

The Associate will participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process.

This role is an introduction and pathway to becoming a Business Lender. Trainees gain practical experience, build industry knowledge, and develop the credentials needed for independent lending responsibilities.

Performance is measured by learning progress, accuracy, and compliance.

Responsibilities

1. Business Development & Relationship Management

• Engage directly with business owners to understand their loan or deposit needs.
• Build relationships with clients, fostering future long-term partnerships.
• Attend community, business, and networking events to promote the bank and generate new business opportunities.
• Learn and cross-sell bank products and collaborate with retail and specialty banking teams.

2. Loan Origination & Portfolio Management

• Through calling efforts, bring commercial loan opportunities to the bank.
• Ensure timely and accurate collection of financial information and loan documentation.

3. Risk Management & Compliance

• Learn standards of documentation and compliance with bank policies, state/federal regulations, and safety/soundness requirements.
• Learn adherence to fair lending, BSA/AML, and other regulatory standards.

4. Community Engagement

• Represent the bank professionally in the community through volunteerism, leadership groups, chambers of commerce, and local business associations.
• Support the bank’s mission to serve local businesses and strengthen community economic development.

Requirements

Qualifications

Education & Experience

• Bachelor’s degree in Business, Finance, Accounting, or related field.

Skills & Competencies

• Excellent communication and relationship-building skills.
• Strong organizational and time-management skills.
• High level of integrity, professionalism, and customer service orientation.

Work Environment: 

• Office-based with regular in-market travel for client meetings and community events. 
• Occasional evening or weekend networking events may be required.

CATEGORY: FULL-TIME

FLSA: NON-EXEMPT