Sr Financial Analyst

The Finance Organization drives business value by being a strategic partner in support of the Company’s success. We bring financial expertise, analytical rigor, a strong understanding of the risk and regulatory environment, and a commitment to upholding the highest standards of financial integrity.

The U.S. Regulatory Reporting team is responsible for the accurate, complete, and timely delivery of regulatory reports while maintaining a strong control environment. The Senior Financial Analyst will support Single-Counterparty Credit Limits (SCCL) FR-2590 reporting, partnering closely with teams across Finance, Risk, Treasury, Controllership, Technology, and Data.

The ideal candidate will have strong analytical skills, attention to detail, a solid accounting foundation, and the ability to collaborate effectively across teams in a fast-paced environment.

• Support the end-to-end preparation, review, and submission of FR 2590 / SCCL regulatory reporting.
• Analyze and validate counterparty exposure data and investigate period-over-period variances and data-quality issues.
• Perform reporting controls, reconciliations, and data validation to ensure accuracy and completeness.
• Partner with Finance, Risk, Technology, and Data teams to investigate and resolve reporting and data issues.
• Support regulatory reporting changes, process documentation, audits, and governance activities.
• Identify opportunities to improve and automate reporting processes and strengthen the control environment.

• Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field preferred.
• 2–3 years of experience in Finance, Accounting, Regulatory Reporting, or a related field.
• Strong understanding of U.S. GAAP accounting principles and financial reporting concepts.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Strong working knowledge of Microsoft Excel, including PivotTables, formulas, lookups, and analyzing large datasets, as well as PowerPoint.
• Strong control mindset with an understanding of data quality, reconciliations, and reporting accuracy.
• Excellent written and verbal communication skills.
• Strong collaboration and relationship-building skills with the ability to work effectively across multiple teams.
• Highly motivated, intellectually curious, and able to manage multiple priorities and deadlines in a fast-paced environment.
• Experience with SQL, Python, Tableau, Power BI, Alteryx, or other data and automation tools is a plus.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.