Portfolio Manager, Agricultural Division - Clinton, NC

We’re Growing in Clinton, North Carolina, and We Want You on Our Team!

The First Bank and Trust Company is hiring an experienced Portfolio Manager to support our Agricultural Loan Officers in North Carolina. This role is critical to ensuring the strength and quality of our agricultural loan relationships. The role involves a mix of underwriting, risk assessment, credit analysis, and loan documentation support, with a focus on managing new and renewed loan portfolios and ensuring timely loan administration. 

If you are highly organized, detail-oriented, have analytical skills and enjoy building relationships then we want to tell you more about the Portfolio Manager position. 

ESSENTIAL DUTIES AND RESPONSIBILITIES: 

• Support the Agricultural Loan Officers. 
• Assist with managing an agriculturall loan portfolio, ensuring quality, profitability, and growth. 
• Complete new and renewed loan underwriting and verification of credit request packages to ensure compliance with Bank policies.
• Service as the primary contact and account manager for certain relationships. 
• Assist in underwriting credit requests and risk assessments for new and renewing loans.
• Support the creation of loan packages, commitment letters, and credit narratives.
• Maintain accurate loan files and documentation, ensuring data integrity.
• Provide customer service by resolving loan-related issues and assisting in loan closings.
• Stay informed on industry trends and economic developments affecting the portfolio.
• Monitor and manage past dues, overdrafts, and risk-grading processes for the assigned portfolio.
• Perform other duties as assigned by commercial loan officers. 

MINIMUM EDUCATION AND SKILLS: 

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• Minimum of 2 years of experience in portfolio management, loan processing, or related banking field. 
• Proven expertise in financial analysis, risk management, and due diligence processes.
• Working knowledge of Excel, and Word. 
• Excellent communication skills, both written and verbal.
• Communicate effectively and conformable engaging with clients. 
• Math, analytical, and accounting skills. 

 BENEFITS:

• PTO Leave is 20 days per year earned on a monthly basis.
• First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week.
• Medical, Dental and Vision Insurance starts the 1st day of the month after hire date.
• Employees are automatically enrolled in the bank's 401K/ESOP Plan. 
• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.
• First Bank and Trust provides long-term disability insurance coverage. 

The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment 

First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran