Casualty Examiner (Injury Claims Adjuster)

Description

Bear River Mutual Insurance is seeking an experienced Attorney Represented Injury to manage highly complex Personal Lines Auto and Homeowners Liability claims. This role is responsible for the full lifecycle of represented injury claims, including thorough investigation, coverage analysis, strategic decision-making, and cost-effective resolution across various jurisdictions. Adjusters in this role are expected to actively shape the outcome of a claim, exercising sound judgment, ownership, and leadership throughout the claim lifecycle.

Type: Full Time/ Exempt

Location: Murray, UT

Qualifications

• Four-year college degree or relevant work experience preferred; high school diploma or GED required.
• Minimum of three (2) years’ experience handling attorney represented claims.
• Strong analytical, evaluative, and interpretive skills.
• Excellent written and verbal communication abilities.
• Computer proficiency with the ability to learn new applications.
• Must possess or be able to obtain applicable adjuster licenses.
• This role will be in-office for the first six months, with the potential for a hybrid.

Key Responsibilities

• Demonstrate proficiency in analyzing coverage, determining liability, and evaluating damages.
• Evaluation and negotiation of direct and attorney represented bodily injury claims.
• Conduct thorough investigations and apply appropriate insurance principles, statutory requirements, case law, and jurisdictional considerations.
• Evaluate claims exposures and demonstrate strong negotiation and resolution skills.
• Ensure demands are responded to in a timely manner in accordance with company guidelines.
• Exercise settlement authority within established limits in alignment with company guidelines.
• Document all pertinent file activity with clear, meaningful, and defensible file documentation.
• Communicate clearly and confidently, including the ability to ask challenging questions and have difficult conversations when necessary.
• Exhibit strong organizational, prioritization, and time management skills while managing a complex caseload.
• Demonstrate adaptability, accountability, and professionalism while contributing positively to a team environment.

What Makes This Role a Strong Fit

This role is best suited for adjusters who:

• Take ownership of strategy, decisions, and claim outcomes.
• Engage critically by questioning assumptions, analyzing risk, and providing clear guidance.
• Communicate expectations clearly and follow through consistently.

About Bear River Mutual

Established in 1909, Bear River Mutual is Utah’s oldest and largest personal lines property and casualty insurance company and is headquartered in Murray, Utah. Our long-standing commitment to the Utah market and focus on high-level service have earned the loyalty of customers for more than 100 years.  

We offer competitive compensation, comprehensive medical, dental and vision care plans, long-term disability coverage, group term and supplemental life insurance for all full-time employees, along with generous employer contributions to Heath Savings Accounts.  Employees are eligible for performance-based bonuses twice per year.  

To support long-term financial security, we offer a 401(k) plan with a competitive company match as well as a pension plan.  We value work-life balance and offer generous paid time off and company-paid holidays. We also support ongoing learning and development through an education reimbursement program and discounts on Bear River Mutual personal insurance products.

Join our team and be a part of our continued success. Apply now to embark on an exciting career journey with Bear River Mutual!